Who could say no to a lush slice of healthy banana bread? Not me! Banana bread is delicious as is, but add chocolate into the mix and you’ll end up with something truly irresistible ?

Few smells are as comforting as banana bread baking in the oven – the warm sweetness of ripe bananas, the faint nuttiness of toasted oats, that caramel edge where the crust meets the pan. It’s a nostalgic treat for many of us, yet it’s also one of the easiest baked goods to make healthier without sacrificing any of that cosy, homey goodness.
This healthy banana bread recipe isn’t about deprivation – it’s about balance. It’s about making choices that nourish your body and satisfy your cravings. The best part? When you bake it right, you’ll hardly notice it’s “healthy” at all.
Why I love making this healthy banana bread:
Banana bread is probably one of my favourite types of cake. I’ve made a few of banana bread recipes in the past, like my walnut banana bread, banana blueberry bread and this banana avocado bread. I can see myself making many more variations in the future too 😀 I just love how dense and moist they are. You really can’t go wrong with a good banana bread. It’s such a crowd-pleaser!
Bananas are the unsung heroes of healthy baking. They bring natural sweetness, moisture, and structure – all of which reduce the need for extra sugar and fat. The riper the bananas, the more sugars they contain in the form of fructose, which blends seamlessly into the batter, giving you that sweet, caramelised depth of flavour.
Plus, bananas lend an incredibly soft texture. That’s why you can often cut back on butter or oil and still end up with a moist, tender crumb. It’s a clever swap that makes the bread feel indulgent without the heaviness.

Why I think you should try this healthy banana bread:
Versatility – Healthy banana bread is versatile. It can be breakfast, a snack, or dessert. It can be enjoyed plain and simple, or dressed up with extras like chopped walnuts, dark chocolate chips, or a swirl of nut butter.
Less sugar – One of the biggest myths in baking is that less sugar means less flavour. With banana bread, the opposite can be true. Cutting back on added sugar allows the natural sweetness of the bananas to shine through. You start to taste the ingredients themselves – the fruit, the nuts, the oats – instead of just sugar.
Fun to make – There’s something satisfying about baking a loaf that tastes indulgent but aligns with your health goals. This healthy banana bread is about making the most of simple, natural ingredients. It’s about turning those overripe bananas on your counter into something that feels homemade, honest, and nourishing.
Comforting – Now that the weather is warming up, toasting a slice of this healthy banana bread with a cup of coffee is my idea of a perfect afternoon pick me up.
Treat yourself or make it the next time you want to impress someone with your baking skills. It’s super easy to make, you just need one bowl and a wooden spoon! It looks so stunning topped with a sliced banana, but if you only have 3 ripe bananas on hand, don’t panic, it will still taste delicious without. I must admit I added it more for decoration and for that ‘wow effect’. It does add some extra sweetness and banana flavour, but leaving it out won’t be the end of the world.


What you need to make this healthy banana bread:
Ripe bananas – the riper the better. Ripe bananas add more natural sweetness and make the loaf more moist and rich.
Oats – I use ground oats (aka oat flour) in most of my bakes and sweet treats. It’s a great alternative to white flour with more fibre and nutrients. You can also make the recipe gluten-free by using gluten-free oats. All you need to do is blend your oats (quick/porridge oats are best, but any will work) into a fine flour using a high speed blender.
Ground almonds – this adds more moisture to the cake and works really well combined with oats.
Cocoa – dark baking cocoa powder works best to make the chocolate rich and super chocolatey.
Sugar – I usually use brown or coconut sugar, but any granulated sugar will work. Originally the recipe called for 55g of sugar as that was sweet enough for me (I no longer enjoy super sweet treats), but some of my taste testers said it wasn’t sweet enough for their liking. I then changed the recipe to include 75g of sugar. You can use more of less depending on how sweet you like your treats!
Baking powder – to help the loaf rise.
Oil – I use coconut oil, but any oil will work.
Milk – I didn’t want to use too much oil, so I’m using some milk to add extra moisture to help the batter come together.
Flax/chia egg – this works as a sticky, gloopy binder. You can use 1 regular egg if you prefer.

How to make this healthy banana bread:
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Preheat your oven to 180C/160C fan assisted/350F.
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Add the ground flaxseed to a small bowl along with 3 tbsp water. Leave to set for 10 minutes.
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Add the oat flour, ground almonds, cocoa, sugar, baking powder and salt to a bowl and mix to combine.
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Mash the bananas well with a fork, then add to the bowl along with the oil, milk and flaxseed mixture. Transfer the cake batter into a loaf tin (I used a 22×12 cm loaf tin).
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Sprinkle some chocolate chips on top. Slice a banana in half and press into the batter cut-sides up
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Bake in for 60-65 minutes. Leave to cool completely before slicing.
This healthy banana bread is:
Vegan
Dairy-free
Egg-free
Gluten-free
Dense
Moist
And deliciously chocolaty ?


Chocolate Banana Bread
Ingredients
- 340g ripe bananas around 3 large or 4 medium bananas
- 110g rolled oats (see notes)
- 50g ground almonds
- 55g cocoa
- 75g brown sugar (see notes)
- 2 tsp baking powder
- 1/2 tsp salt
- 6 tbsp coconut oil or oil of choice
- 60ml almond milk or milk of choice
- 1 tbsp ground flaxseed (see notes)
- 3 tbsp water
Optional toppings
- 1 ripe banana optional
- A handful of chocolate chips optional
Instructions
- Preheat your oven to 180C/160C fan assisted/350F.
- Add the ground flaxseed to a small bowl along with 3 tbsp water. Leave to set for 10 minutes.
- Add the oat flour, ground almonds, cocoa, sugar, baking powder and salt to a bowl and mix to combine.
- Mash the bananas well with a fork, then add to the bowl along with the oil, milk and flaxseed mixture. Transfer the cake batter into a loaf tin (I used a 22×12 cm loaf tin).
- Sprinkle some chocolate chips on top. Slice a banana in half and press into the batter cut-sides up
- Bake in for 60-65 minutes. Leave to cool completely before slicing.

Would wish to bake more base on your recipes !
Your recipes are wonderful and looking forward to bake more base on your recipes !
Thank you so much Rebecca 🙂 So glad you’re enjoying my recipes! xx
Tasty recipe! You use 6 tbsps of oil. Is it melted coconut oil? Thanks!
Thanks Lili 🙂 I used coconut oil, but any oil will work 🙂
Can I use gf blend instead of oat flour?
It should work, but I can’t say for sure if the texture will be the same as I haven’t tried gf flour when testing this recipe. let me know if you try it 🙂
Does it affect the breads cooking if you leave out the chia egg?
Yes, the chia egg acts as a binder. You can use 1 tbsp of ground flaxseeds instead (mixed with 3 tbsp water), or you can use a regular egg if you’re not vegan 🙂
Made this today, I would say one of the best banana bread I have ever made and no fail!! Thank you so much for sharing
Hi Tia! Aww so glad you enjoyed it 😀 Thank you for your lovely comment x
Hi
What temp shall I bake this bread plz?
Thanks
Hi Heena 🙂 180C/160C fan assisted or 350F
Are the almonds necessary? Can I cut them or do I need to sub something? Thanks!
Hi Katie 🙂 The almonds make the cake nice and moist. You can substitute it with more oat flour, but I haven’t tried it myself so can’t guarantee the texture will be the same x
Could I replace almonds with walnuts?
Thanks for the recipe????
Hi Elisabeth 🙂 Yes, ground walnuts should work just as well!
Looks like a great recipe! I’m gonna try it this weekend. Can you please suggest a substitute for the ground almonds as I have none? Thanks!
Hi Elena 🙂 You can use more oat flour, but the texture may be more dry.
Could I use flaxseed egg instead? I see no reason why not,but thought I’d better ask! Thanks! X
Hi Kathrin 🙂 Yes flaxseed egg would work exactly the same 🙂
can we use coconut sugar instead ?
Hi Kajal! Yes feel free to use coconut sugar 🙂
Hi nadia… could I replace oil with tahini
Hi Naila 🙂 yes tahini should work too!
Hi Nadia, if you use a regular egg instead is it still one egg for this recipe please? I make a new one of your snacks every week, all incredible so thankyou muchly!
Hi Tori 🙂 I haven’t tried it myself, but 1 regular egg should work as a sub for the chia egg. Aw thank you so much! So glad you’re enjoying my recipes! xx
Can I use buckwheat flour instead of oats
Hi Minnie 🙂 It should work, but I haven’t tried it myself so can’t say for sure. Let me know if you try it!